PRIVACY STATEMENT

WhiteKnightInsurance.com is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the WhiteKnightInsurance.com Web site and governs data collection and usage. By using the WhiteKnightInsurance.com website, you consent to the data practices described in this statement.

Collection of your Personal Information

WhiteKnightInsurance.com collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. WhiteKnightInsurance.com also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by WhiteKnightInsurance.com. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by WhiteKnightInsurance.com for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the WhiteKnightInsurance.com Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through WhiteKnightInsurance.com public message boards, this information may be collected and used by others. Note: WhiteKnightInsurance.com does not read any of your private online communications.

WhiteKnightInsurance.com encourages you to review the privacy statements of Web sites you choose to link to from WhiteKnightInsurance.com so that you can understand how those Web sites collect, use and share your information. WhiteKnightInsurance.com is not responsible for the privacy statements or other content on Web sites outside of the WhiteKnightInsurance.com and WhiteKnightInsurance.com family of Web sites.

Use of your Personal Information

WhiteKnightInsurance.com collects and uses your personal information to operate the WhiteKnightInsurance.com Web site and deliver the services you have requested. WhiteKnightInsurance.com also uses your personally identifiable information to inform you of other products or services available from WhiteKnightInsurance.com and its affiliates. WhiteKnightInsurance.com may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

WhiteKnightInsurance.com does not sell, rent or lease its customer lists to third parties. WhiteKnightInsurance.com may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, WhiteKnightInsurance.com may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to WhiteKnightInsurance.com, and they are required to maintain the confidentiality of your information.

WhiteKnightInsurance.com does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

WhiteKnightInsurance.com keeps track of the Web sites and pages our customers visit within WhiteKnightInsurance.com, in order to determine what WhiteKnightInsurance.com services are the most popular. This data is used to deliver customized content and advertising within WhiteKnightInsurance.com to customers whose behavior indicates that they are interested in a particular subject area.

WhiteKnightInsurance.com Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on WhiteKnightInsurance.com or the site; (b) protect and defend the rights or property of WhiteKnightInsurance.com; and, (c) act under exigent circumstances to protect the personal safety of users of WhiteKnightInsurance.com, or the public.

Use of Cookies

The WhiteKnightInsurance.com Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize WhiteKnightInsurance.com pages, or register with WhiteKnightInsurance.com site or services, a cookie helps WhiteKnightInsurance.com to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same WhiteKnightInsurance.com Web site, the information you previously provided can be retrieved, so you can easily use the WhiteKnightInsurance.com features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the WhiteKnightInsurance.com services or Web sites you visit.

Security of your Personal Information

WhiteKnightInsurance.com secures your personal information from unauthorized access, use or disclosure. WhiteKnightInsurance.com secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

WhiteKnightInsurance.com will occasionally update this Statement of Privacy to reflect company and customer feedback. WhiteKnightInsurance.com encourages you to periodically review this Statement to be informed of how WhiteKnightInsurance.com is protecting your information.

Contact Information

WhiteKnightInsurance.com welcomes your comments regarding this Statement of Privacy. If you believe that WhiteKnightInsurance.com has not adhered to this Statement, please contact WhiteKnightInsurance.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.

Rated #1 Health Care Customer Service:

We are NOT a "leads" store, we are a full customer service office to help you all the way through the process of getting your quote, setting up your policy and getting your application through underwriting faster!

Health Insurance Information

We provide a wealth of health insurance information to answer any of your insurance-related questions. We hope to educate the you about your health benefits and federal-state health insurance laws...

Health Insurance Information Glossary

Click here to get quick answers about health insurance and read a health insurance glossary to learn about the most commonly used health insurance terms.

Quick Step Guide to buying Health Insurance

The goal when shopping for health insurance is to get the highest amount of benefits, that A rated companies offer for the lowest monthly premium.

1.Personal Need

What is it exactly that you want from your health insurance coverage? This is number one question, when shopping for health insurance or any other type of insurance. There are many options out there but you got to ask yourself do you want a coverage for just catastrophic or do you want something that will provide co-pays to doctors, preventive care and prescription coverage. Really ask yourself how many times your family goes to the doctor per year, is anyone taking Rx, and calculate what financially makes more sense.
Insurance

2.Company Strength

There are many health insurance companies out there competing for your business, some great and some dangerous if not evaluated properly. Check the company rating and overall reputation, don’t go with a carrier if there rating is weak, customer comments online is terrible and if it sound to good to be true it probably is. The ratings that you should look for should be from A+ to B+ any rating below that signifies weakness in the company. In addition you can check with yours states department of insurance or financial services department to get more information on the health insurance carrier, agent, broker and even agency.

3.Plan Picking

Well you picked a strong rated, popular and great health insurance company, now most people would stop there but don’t forget each company has 10’s to 1000’s of different health plans with different purposes. When looking over the health plan check to see if there are any limitations, maximums, and exclusions which can affect you greatly. Compare multiple plans from different carrier with same benefits at their price point.Also check to see the coverage area, in other words does the plan cover you everywhere or just a 5 mile radius.

4.Current Medical Providers

You finished all the previous steps and picked a health insurance plan, now the last thing between the health insurance plan and you is figuring out if all your doctors, hospitals and other medical facilities you have been going to for years are in the network. Make sure you providers will accept your new health insurance plan because if not. It can create a large hole in your pocket.

Follow this 4 step process to secure a health insurance plan that meets all your needs and budget. After all buying health insurance is an important buying decision.

Types of Health Insurance

There are different types of health insurance plans, it will save you time and headaches by knowing how each type works.

HMO (Health Maintenance Organizations) Health Insurance Plan An HMO is a managed care health insurance — meaning you get your care from a "network" of doctors and hospitals. HMO's are sometimes the cheaper plans available. Some downfalls are that you primary doctor serves as a gatekeeper and dictates your treatment.
PPO (Preferred Provider Organizations)Health Insurance Plan PPOs are another form of managed care, but provide more flexible coverage than HMO's. With a PPO you can go to in network doctors for fixed copays and higher discounts or outside of network to any medical provider. PPO’s are the most popular choice in the individual market.
POS (Point of Service) Health Insurance Plan A POS plan is simply a combination of an HMO and PPO plan. This is a great plan for those who like to get HMO type coverage with freedom of a PPO.
FFS(Fee-For-Service)Health Insurance Plan FFS plans are not managed care, but the traditional form of health insurance. Even though they cost more than other plans on the market they provide comprehensive coverage.
HSA ( Health Savings Account) Health Insurance Plan
HSA's give you the ability to pay for your expenses and save while earning interest tax deferred amount to pay for future qualified medical expenses. This must be a high deductible plan, in most case with no co-pays which makes it more affordable with huge tax advantages.

Why pick WhiteKnightInsurance.com to get free health insurance quotes?

No matter what your financial, health or marital status we will find a health insurance plan for you. Here are some good reasons why you will choose us as your premier source for free health insurance quotes.

We are not a lead or marketing company

WhiteKnightInsurance.com is an actual health insurance agency that specializes in providing fast, affordable and free health insurance quotes. You will only get a call from our expert agents that are ready to help you with health insurance shopping.
We are a broker of health insurance products?
This ensures you to get quotes from all the major health insurance carriers available. Because we are no tied to any one health insurance company we have the ability to give you an unbiased advice with large choice of health insurance quotes. Some of our health insurance carriers are Unite Health One, Humana One, Aetna, Cigna, Assurant, AvMed and Avalon Health.

We are a full service insurance agency

Not only we help individuals secure right health insurance coverage. Here at WhiteKnightInsurance.com helping underwriting process go smoother is part of our daily operation. We also provide full customer service so that if you ever have a question or concern you will get a licensed agent on the line to assist you. In addition we provide a free policy evaluation at the end of the year when premiums increase, that way we make sure you save money year after year and maintain highest level of health insurance protection.

We offer expertise in the field of health insurance coverage

While shopping for health insurance our agent are available to make your decision making process a lot easier by answering confusing questions, recommending a plan and provide tips on health insurance shopping. Our agent are dedicated to make your health insurance search be pleasurable.

Call us today at 1-888-492-1967 to get free health insurance quotes and expert advice!!!!!!!

Health Reform Quick Facts

Health care reform is a hot topic and we are dedicated to providing details as updates take place. Please be advised that the Health Reform passing doesn't mean you don't have to buy health insurance, it will go in effect in 2014 and it basically made a few changes to the industry.

Require Citizens and Legal Residents to purchase health insurance.
Majority of the bill does not take effect till 2014 with some of it even later
Health Insurance premiums are predicted to rise
Health Insurance companies will be required to take people with pre-existing conditions
People without health insurance coverage will be fined
16 States are currently suing against the bill due to unconstitutionality of the bill, due to requirement of purchasing health insurance

Health reasons that affect your health insurance premium.....

Smoking can cause your premium be significantly more than usual, especially in a higher age bracket.
Weight and Height ration can also affect your health insurance premiums
Pre-existing conditions, sometimes companies will increase your health insurance premiums due to medical condition you already have.

Improving in these areas can shave off 100's to 1000's per year on you health insurance premiums.